{"id":2643,"date":"2026-10-02T10:58:37","date_gmt":"2026-10-02T15:58:37","guid":{"rendered":"https:\/\/remesas.com\/blog\/codigo-swift-btg-pactual\/"},"modified":"2026-10-02T10:58:37","modified_gmt":"2026-10-02T15:58:37","slug":"codigo-swift-btg-pactual","status":"publish","type":"post","link":"https:\/\/remesas.com\/blog\/codigo-swift-btg-pactual\/","title":{"rendered":"C\u00f3digo SWIFT do BTG Pactual: como receber dinheiro do exterior (2026)"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>O c\u00f3digo SWIFT do BTG Pactual \u00e9 BPABBRRJ.<\/strong> Se o formul\u00e1rio pedir 11 caracteres, use BPABBRRJXXX. Com esse c\u00f3digo, seu IBAN (est\u00e1 no documento de dados banc\u00e1rios do app) e o endere\u00e7o do banco, algu\u00e9m pode enviar dinheiro para voc\u00ea de um banco de outro pa\u00eds. A tarifa para receber depende da tabela do BTG Pactual: veja abaixo o que encontramos.<\/p>\n\n\n\n<figure class=\"rsm rsm--ink\" id=\"datos-swift-btg-pactual\" data-rsm=\"copy\">\n<figcaption class=\"rsm__head\"><span class=\"rsm__eyebrow\">Verificado em um diret\u00f3rio de c\u00f3digos SWIFT \u00b7 2 de outubro de 2026<\/span><strong class=\"rsm__title\">Dados para receber na sua conta do BTG Pactual<\/strong><span class=\"rsm__lead\">Copie e envie para quem vai mandar o dinheiro.<\/span><\/figcaption>\n<dl class=\"rsm-copy__list\">\n<div class=\"rsm-copy__row rsm-copy__row--hero\"><dt>C\u00f3digo SWIFT \/ BIC<\/dt><dd><code data-scramble>BPABBRRJ<\/code><button type=\"button\" class=\"rsm-copy__btn\" data-copy=\"BPABBRRJ\">Copiar<\/button><\/dd><\/div>\n<div class=\"rsm-copy__row\"><dt>Banco<\/dt><dd><span>Banco BTG Pactual S.A.<\/span><button type=\"button\" class=\"rsm-copy__btn\" data-copy=\"Banco BTG Pactual S.A.\">Copiar<\/button><\/dd><\/div>\n<div class=\"rsm-copy__row\" data-line=\"Seus dados banc\u00e1rios: (seu IBAN (est\u00e1 no documento de dados banc\u00e1rios do app))\"><dt>Seus dados banc\u00e1rios<\/dt><dd><span>Seu IBAN (est\u00e1 no documento de dados banc\u00e1rios do app)<\/span><\/dd><\/div>\n<div class=\"rsm-copy__row\" data-line=\"Nome do titular: (igual ao cadastro da conta)\"><dt>Seu nome<\/dt><dd><span>Igual ao cadastro da conta<\/span><\/dd><\/div>\n<\/dl>\n<button type=\"button\" class=\"rsm-copy__btn rsm-copy__all\" data-copy-all>Copiar tudo para enviar<\/button>\n<p class=\"rsm__source\">Fonte: investimentos.btgpactual.com. BPABBRRJXXX \u00e9 a mesma matriz, com 11 caracteres.<\/p>\n<\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Qual \u00e9 o banco intermedi\u00e1rio do BTG Pactual?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">O BTG mostra os dados completos para receber, inclusive o banco intermedi\u00e1rio, no documento que voc\u00ea gera no app.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Como o dinheiro viaja e por que chega menos<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Uma transfer\u00eancia SWIFT passa por v\u00e1rios bancos, e cada um pode cobrar. Quem paga depende de uma op\u00e7\u00e3o que o remetente escolhe: <strong>OUR, SHA ou BEN<\/strong>. Mude e veja quanto chega:<\/p>\n\n\n\n<figure class=\"rsm\" id=\"ruta-swift-btg-pactual\" data-rsm=\"route\" data-unit=\"US$\" data-default=\"sha\">\n<figcaption class=\"rsm__head\"><span class=\"rsm__eyebrow\">Exemplo com US$ 1.000 dos EUA<\/span><strong class=\"rsm__title\">O caminho de uma transfer\u00eancia at\u00e9 sua conta do BTG Pactual<\/strong><\/figcaption>\n<div data-modes=\"our|sha|ben\" data-label=\"Quem paga as tarifas?\"><span>OUR<small>O remetente<\/small><\/span><span>SHA<small>Dividido<\/small><\/span><span>BEN<small>Voc\u00ea<\/small><\/span><\/div>\n<ol class=\"rsm-route\">\n<li class=\"rsm-route__node\" data-our=\"1000\" data-sha=\"1000\" data-ben=\"970\" data-cut-our=\"O banco dele cobra \u00e0 parte\" data-cut-sha=\"O banco dele cobra \u00e0 parte\" data-cut-ben=\"\u221230: banco que envia (exemplo)\"><span class=\"rsm-route__dot\">1<\/span><span class=\"rsm-route__txt\">Sai do banco do remetente<small>Nos EUA, na Espanha ou em outro pa\u00eds<\/small><span class=\"rsm-route__cut\">O banco dele cobra \u00e0 parte<\/span><\/span><span class=\"rsm-route__amt\"><span data-amt>1000 US$<\/span><\/span><\/li>\n<li class=\"rsm-route__node\" data-our=\"1000\" data-sha=\"985\" data-ben=\"955\" data-cut-our=\"Pago pelo remetente\" data-cut-sha=\"\u221215: intermedi\u00e1rio (exemplo)\" data-cut-ben=\"\u221215: intermedi\u00e1rio (exemplo)\"><span class=\"rsm-route__dot\">2<\/span><span class=\"rsm-route__txt\">Banco intermedi\u00e1rio<small>Pode haver um, dois ou nenhum<\/small><span class=\"rsm-route__cut\">\u221215: intermedi\u00e1rio (exemplo)<\/span><\/span><span class=\"rsm-route__amt\"><span data-amt>985 US$<\/span><\/span><\/li>\n<li class=\"rsm-route__node\" data-our=\"1000\" data-sha=\"985\" data-ben=\"955\" data-cut-our=\"Cobra a tarifa dele (veja a tabela)\" data-cut-sha=\"Cobra a tarifa dele (veja a tabela)\" data-cut-ben=\"Cobra a tarifa dele (veja a tabela)\"><span class=\"rsm-route__dot\">3<\/span><span class=\"rsm-route__txt\">Chega ao BTG Pactual (BPABBRRJ)<small>Conforme a tabela do banco<\/small><span class=\"rsm-route__cut\">Cobra a tarifa dele (veja a tabela)<\/span><\/span><span class=\"rsm-route__amt\"><span data-amt>985 US$<\/span><\/span><\/li>\n<li class=\"rsm-route__node\" data-our=\"1000\" data-sha=\"985\" data-ben=\"955\"><span class=\"rsm-route__dot\">4<\/span><span class=\"rsm-route__txt\">Cai na sua conta<small>Depois do c\u00e2mbio fechado<\/small><\/span><span class=\"rsm-route__amt\"><span data-amt>985 US$<\/span><small>antes da tarifa<\/small><\/span><\/li>\n<\/ol>\n<p class=\"rsm-route-who\" data-mode-text=\"our\" hidden><strong>OUR:<\/strong> o remetente paga a tarifa do banco dele e a do intermedi\u00e1rio. Confirme com o BTG Pactual se a tarifa de recebimento ainda \u00e9 cobrada de voc\u00ea.<\/p>\n<p class=\"rsm-route-who\" data-mode-text=\"sha\"><strong>SHA (dividido):<\/strong> o remetente paga a tarifa do banco dele e o resto sai do dinheiro enviado. \u00c9 a op\u00e7\u00e3o mais comum.<\/p>\n<p class=\"rsm-route-who\" data-mode-text=\"ben\" hidden><strong>BEN:<\/strong> todas as tarifas, inclusive a do banco que envia, saem do dinheiro enviado.<\/p>\n<p class=\"rsm__source\">Exemplo ilustrativo. As tarifas do banco que envia e do intermedi\u00e1rio variam e ningu\u00e9m as publica para essa rota. Defini\u00e7\u00f5es de OUR, SHA e BEN: guia da mensagem MT103 da SWIFT.<\/p>\n<\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Quanto o BTG Pactual cobra para receber do exterior?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">N\u00e3o encontramos a tarifa para receber do exterior na tabela p\u00fablica do BTG Pactual. Pergunte antes de passar seus dados e pe\u00e7a a confirma\u00e7\u00e3o por escrito.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Item<\/th><th>Custo<\/th><\/tr><\/thead><tbody><tr><td>IOF<\/td><td>0,38 % sobre os reais recebidos<\/td><\/tr><tr><td>Se chegar em outra moeda<\/td><td>C\u00e2mbio do banco no fechamento<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">O que voc\u00ea precisa saber sobre o BTG Pactual<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>O servi\u00e7o se chama \u00abRecebimento Internacional\u00bb e recebe na conta BTG Investimentos.<\/li><li>O SWIFT e o IBAN aparecem em um documento gerado no app: Produtos &gt; C\u00e2mbio &gt; \u00abVeja como receber\u00bb.<\/li><li>O fechamento do c\u00e2mbio \u00e9 manual: o BTG manda um e-mail para identificar a remessa, voc\u00ea envia os documentos e liga para a mesa de c\u00e2mbio.<\/li><li>Antes de receber, pergunte ao BTG quanto cobra e qual c\u00e2mbio aplica.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">O que muda para receber no Brasil<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>Para receber dinheiro do exterior em reais, o banco faz uma opera\u00e7\u00e3o de c\u00e2mbio. N\u00e3o \u00e9 mais preciso assinar contrato em papel: voc\u00ea aceita no app.<\/li><li>H\u00e1 IOF de 0,38 % sobre os reais recebidos. O banco ret\u00e9m o imposto.<\/li><li>Antes de fechar, o banco deve mostrar o VET (valor efetivo total): quantos reais voc\u00ea recebe por d\u00f3lar, j\u00e1 com c\u00e2mbio, IOF e tarifas. \u00c9 o n\u00famero para comparar.<\/li><li>O IBAN brasileiro tem 29 caracteres. Todo banco deve fornec\u00ea-lo quando voc\u00ea pedir e aceitar transfer\u00eancias que o usem. Ele aparece no app.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Passo a passo para receber uma transfer\u00eancia na sua conta do BTG Pactual<\/h2>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Tenha a conta pronta.<\/strong> O BTG Pactual opera c\u00e2mbio em 17 moedas, entre elas d\u00f3lar, euro e yuan.<\/li><li><strong>Passe os dados completos<\/strong> ao remetente: SWIFT BPABBRRJ, Banco BTG Pactual S.A., seu IBAN (est\u00e1 no documento de dados banc\u00e1rios do app) e seu nome igual ao do banco.<\/li><li><strong>Combine quem paga as tarifas<\/strong> (OUR, SHA ou BEN) para saber quanto deve chegar.<\/li><li><strong>Pe\u00e7a o comprovante do envio<\/strong> (\u00e0s vezes chamado de MT103). Ele serve para rastrear o dinheiro se atrasar.<\/li><li><strong>Feche o c\u00e2mbio.<\/strong> Quando o dinheiro chegar, entre no app do banco, confira o VET e aceite a opera\u00e7\u00e3o: s\u00f3 ent\u00e3o os reais caem na sua conta.<\/li><li><strong>Confira a conta<\/strong> no app ou no internet banking. Se n\u00e3o chegar, fale com o BTG Pactual com o comprovante em m\u00e3os.<\/li><\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">Erros que atrasam o dinheiro ou fazem ele voltar<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>Passar s\u00f3 um SWIFT tirado de diret\u00f3rio, sem gerar o documento de dados banc\u00e1rios.<\/li><li>Usar BOMGBRS1, outro c\u00f3digo listado com o nome do banco: o BTG n\u00e3o o publica para recebimento.<\/li><li>N\u00e3o responder o e-mail de identifica\u00e7\u00e3o com os documentos: a opera\u00e7\u00e3o n\u00e3o \u00e9 aprovada.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">E com a Remesas.com?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Se algu\u00e9m te envia do Peru, com a Remesas.com o dinheiro chega por Pix na sua conta no Brasil, em reais e sem c\u00f3digo SWIFT: em at\u00e9 5 minutos depois que recebemos o dinheiro. Veja quanto chega em <a href=\"https:\/\/remesas.com\/remessas-para-brasil\">enviar dinheiro para o Brasil<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Perguntas frequentes<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Como sei o c\u00f3digo SWIFT da minha conta do BTG Pactual?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9 o mesmo para todas as contas do BTG Pactual no Brasil: BPABBRRJ. N\u00e3o muda conforme sua ag\u00eancia ou cidade.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">O que significa BPABBRRJ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9 um c\u00f3digo SWIFT ou BIC, que identifica um banco no mundo. BPAB \u00e9 o banco, BR \u00e9 o pa\u00eds (Brasil) e RJ \u00e9 a localiza\u00e7\u00e3o. Quando h\u00e1 XXX no final, indica a matriz.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Posso receber d\u00f3lares no BTG Pactual?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">O BTG Pactual opera c\u00e2mbio em 17 moedas, entre elas d\u00f3lar, euro e yuan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Quanto tempo leva uma transfer\u00eancia do exterior para o BTG Pactual?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Depende do banco que envia e dos intermedi\u00e1rios: pode levar de um a v\u00e1rios dias \u00fateis. O cr\u00e9dito acontece depois do fechamento do c\u00e2mbio.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">C\u00f3digos SWIFT de outros bancos do Brasil<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Veja a <a href=\"https:\/\/remesas.com\/blog\/codigos-swift-bancos-do-brasil\/\">lista completa de c\u00f3digos SWIFT dos bancos do Brasil<\/a> ou o guia de cada banco:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/remesas.com\/blog\/codigo-swift-banco-do-brasil\/\">C\u00f3digo SWIFT do Banco do Brasil<\/a><\/li><li><a href=\"https:\/\/remesas.com\/blog\/codigo-swift-caixa\/\">C\u00f3digo SWIFT da Caixa<\/a><\/li><li><a href=\"https:\/\/remesas.com\/blog\/codigo-swift-santander\/\">C\u00f3digo SWIFT do Santander Brasil<\/a><\/li><li><a href=\"https:\/\/remesas.com\/blog\/codigo-swift-nubank\/\">C\u00f3digo SWIFT do Nubank<\/a><\/li><li><a href=\"https:\/\/remesas.com\/blog\/codigo-swift-inter\/\">C\u00f3digo SWIFT do Banco Inter<\/a><\/li><li><a href=\"https:\/\/remesas.com\/blog\/codigo-swift-itau\/\">C\u00f3digo SWIFT do Ita\u00fa<\/a><\/li><li><a href=\"https:\/\/remesas.com\/blog\/codigo-swift-bradesco\/\">C\u00f3digo SWIFT do Bradesco<\/a><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Fontes<\/h2>\n\n\n\n<ul class=\"wp-block-list has-small-font-size\"><li><a href=\"https:\/\/www.theswiftcodes.com\/brazil\/page\/2\/\">www.theswiftcodes.com\/brazil\/page\/2\/<\/a><\/li><li><a href=\"https:\/\/wise.com\/br\/swift-codes\/BPABBRRJXXX\">wise.com\/br\/swift-codes\/BPABBRRJXXX<\/a><\/li><li><a href=\"https:\/\/investimentos.btgpactual.com\/suporte\/perguntas-frequentes\/pergunta\/ka0Ht000000S45RIAS\">investimentos.btgpactual.com\/suporte\/perguntas-frequentes\/pergunta\/ka0Ht000000S45RIAS<\/a><\/li><li><a href=\"https:\/\/investimentos.btgpactual.com\/cambio\">investimentos.btgpactual.com\/cambio<\/a><\/li><li><a href=\"https:\/\/www.planalto.gov.br\/ccivil_03\/_ato2007-2010\/2007\/decreto\/d6306.htm\">www.planalto.gov.br\/ccivil_03\/_ato2007-2010\/2007\/decreto\/d6306.htm<\/a><\/li><li><a href=\"https:\/\/www.bcb.gov.br\/estabilidadefinanceira\/exibenormativo?tipo=Resolu%C3%A7%C3%A3o%20BCB&amp;numero=585\">www.bcb.gov.br\/estabilidadefinanceira\/exibenormativo?tipo=Resolu%C3%A7%C3%A3o%20BCB&amp;numero<\/a><\/li><li><a href=\"https:\/\/www.bcb.gov.br\/estabilidadefinanceira\/exibenormativo?tipo=Resolu%C3%A7%C3%A3o%20BCB&amp;numero=277\">www.bcb.gov.br\/estabilidadefinanceira\/exibenormativo?tipo=Resolu%C3%A7%C3%A3o%20BCB&amp;numero<\/a><\/li><li>Consultadas em 2 de outubro de 2026.<\/li><\/ul>\n\n","protected":false},"excerpt":{"rendered":"<p>O c\u00f3digo SWIFT do BTG Pactual \u00e9 BPABBRRJ. Se o formul\u00e1rio pedir 11 caracteres, use BPABBRRJXXX. Com esse c\u00f3digo, seu IBAN (est\u00e1 no documento de dados banc\u00e1rios do\u2026<\/p>\n","protected":false},"author":1,"featured_media":2644,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-2643","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bancos"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>C\u00f3digo SWIFT do BTG Pactual: BPABBRRJ<\/title>\n<meta name=\"description\" content=\"O SWIFT do BTG Pactual \u00e9 BPABBRRJ. 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