{"id":2665,"date":"2026-10-02T10:58:43","date_gmt":"2026-10-02T15:58:43","guid":{"rendered":"https:\/\/remesas.com\/blog\/codigo-swift-inter\/"},"modified":"2026-10-02T10:58:43","modified_gmt":"2026-10-02T15:58:43","slug":"codigo-swift-inter","status":"publish","type":"post","link":"https:\/\/remesas.com\/blog\/codigo-swift-inter\/","title":{"rendered":"C\u00f3digo SWIFT do Banco Inter: como receber dinheiro do exterior (2026)"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>O c\u00f3digo SWIFT do Banco Inter \u00e9 ITEMBRSP.<\/strong> Se o formul\u00e1rio pedir 11 caracteres, use ITEMBRSPXXX. Com esse c\u00f3digo, seu IBAN (est\u00e1 no canal banc\u00e1rio do app) e o endere\u00e7o do banco, algu\u00e9m pode enviar dinheiro para voc\u00ea de um banco de outro pa\u00eds. O que o Banco Inter cobra para receber: sem tarifa do banco.<\/p>\n\n\n\n<figure class=\"rsm rsm--ink\" id=\"datos-swift-inter\" data-rsm=\"copy\">\n<figcaption class=\"rsm__head\"><span class=\"rsm__eyebrow\">Verificado em um diret\u00f3rio de c\u00f3digos SWIFT \u00b7 2 de outubro de 2026<\/span><strong class=\"rsm__title\">Dados para receber na sua conta do Banco Inter<\/strong><span class=\"rsm__lead\">Copie e envie para quem vai mandar o dinheiro.<\/span><\/figcaption>\n<dl class=\"rsm-copy__list\">\n<div class=\"rsm-copy__row rsm-copy__row--hero\"><dt>C\u00f3digo SWIFT \/ BIC<\/dt><dd><code data-scramble>ITEMBRSP<\/code><button type=\"button\" class=\"rsm-copy__btn\" data-copy=\"ITEMBRSP\">Copiar<\/button><\/dd><\/div>\n<div class=\"rsm-copy__row\"><dt>Banco<\/dt><dd><span>Banco Inter S.A.<\/span><button type=\"button\" class=\"rsm-copy__btn\" data-copy=\"Banco Inter S.A.\">Copiar<\/button><\/dd><\/div>\n<div class=\"rsm-copy__row\" data-line=\"Seus dados banc\u00e1rios: (seu IBAN (est\u00e1 no canal banc\u00e1rio do app))\"><dt>Seus dados banc\u00e1rios<\/dt><dd><span>Seu IBAN (est\u00e1 no canal banc\u00e1rio do app)<\/span><\/dd><\/div>\n<div class=\"rsm-copy__row\" data-line=\"Nome do titular: (igual ao cadastro da conta)\"><dt>Seu nome<\/dt><dd><span>Igual ao cadastro da conta<\/span><\/dd><\/div>\n<\/dl>\n<button type=\"button\" class=\"rsm-copy__btn rsm-copy__all\" data-copy-all>Copiar tudo para enviar<\/button>\n<p class=\"rsm__source\">Fonte: www.xe.com. ITEMBRSPXXX \u00e9 a mesma matriz, com 11 caracteres.<\/p>\n<\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Qual \u00e9 o banco intermedi\u00e1rio do Banco Inter?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">O Inter mostra o banco intermedi\u00e1rio de cada moeda dentro do app, no \u00abcanal banc\u00e1rio\u00bb: copie esses dados como est\u00e3o.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Como o dinheiro viaja e por que chega menos<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Uma transfer\u00eancia SWIFT passa por v\u00e1rios bancos, e cada um pode cobrar. Quem paga depende de uma op\u00e7\u00e3o que o remetente escolhe: <strong>OUR, SHA ou BEN<\/strong>. Mude e veja quanto chega:<\/p>\n\n\n\n<figure class=\"rsm\" id=\"ruta-swift-inter\" data-rsm=\"route\" data-unit=\"US$\" data-default=\"sha\">\n<figcaption class=\"rsm__head\"><span class=\"rsm__eyebrow\">Exemplo com US$ 1.000 dos EUA<\/span><strong class=\"rsm__title\">O caminho de uma transfer\u00eancia at\u00e9 sua conta do Banco Inter<\/strong><\/figcaption>\n<div data-modes=\"our|sha|ben\" data-label=\"Quem paga as tarifas?\"><span>OUR<small>O remetente<\/small><\/span><span>SHA<small>Dividido<\/small><\/span><span>BEN<small>Voc\u00ea<\/small><\/span><\/div>\n<ol class=\"rsm-route\">\n<li class=\"rsm-route__node\" data-our=\"1000\" data-sha=\"1000\" data-ben=\"970\" data-cut-our=\"O banco dele cobra \u00e0 parte\" data-cut-sha=\"O banco dele cobra \u00e0 parte\" data-cut-ben=\"\u221230: banco que envia (exemplo)\"><span class=\"rsm-route__dot\">1<\/span><span class=\"rsm-route__txt\">Sai do banco do remetente<small>Nos EUA, na Espanha ou em outro pa\u00eds<\/small><span class=\"rsm-route__cut\">O banco dele cobra \u00e0 parte<\/span><\/span><span class=\"rsm-route__amt\"><span data-amt>1000 US$<\/span><\/span><\/li>\n<li class=\"rsm-route__node\" data-our=\"1000\" data-sha=\"985\" data-ben=\"955\" data-cut-our=\"Pago pelo remetente\" data-cut-sha=\"\u221215: intermedi\u00e1rio (exemplo)\" data-cut-ben=\"\u221215: intermedi\u00e1rio (exemplo)\"><span class=\"rsm-route__dot\">2<\/span><span class=\"rsm-route__txt\">Banco intermedi\u00e1rio<small>Pode haver um, dois ou nenhum<\/small><span class=\"rsm-route__cut\">\u221215: intermedi\u00e1rio (exemplo)<\/span><\/span><span class=\"rsm-route__amt\"><span data-amt>985 US$<\/span><\/span><\/li>\n<li class=\"rsm-route__node\" data-our=\"1000\" data-sha=\"985\" data-ben=\"955\" data-cut-our=\"\" data-cut-sha=\"\" data-cut-ben=\"\"><span class=\"rsm-route__dot\">3<\/span><span class=\"rsm-route__txt\">Chega ao Banco Inter (ITEMBRSP)<small>Tabela vigente: sem tarifa para receber<\/small><span class=\"rsm-route__cut\"><\/span><\/span><span class=\"rsm-route__amt\"><span data-amt>985 US$<\/span><\/span><\/li>\n<li class=\"rsm-route__node\" data-our=\"1000\" data-sha=\"985\" data-ben=\"955\"><span class=\"rsm-route__dot\">4<\/span><span class=\"rsm-route__txt\">Cai na sua conta<small>A ordem chega em at\u00e9 2 dias \u00fateis; quando voc\u00ea aprova a convers\u00e3o no app, o valor \u00e9 creditado em reais at\u00e9 o fim do dia.<\/small><\/span><span class=\"rsm-route__amt\"><span data-amt>985 US$<\/span><small>chegam<\/small><\/span><\/li>\n<\/ol>\n<p class=\"rsm-route-who\" data-mode-text=\"our\" hidden><strong>OUR:<\/strong> o remetente paga a tarifa do banco dele e a do intermedi\u00e1rio.<\/p>\n<p class=\"rsm-route-who\" data-mode-text=\"sha\"><strong>SHA (dividido):<\/strong> o remetente paga a tarifa do banco dele e o resto sai do dinheiro enviado. \u00c9 a op\u00e7\u00e3o mais comum.<\/p>\n<p class=\"rsm-route-who\" data-mode-text=\"ben\" hidden><strong>BEN:<\/strong> todas as tarifas, inclusive a do banco que envia, saem do dinheiro enviado.<\/p>\n<p class=\"rsm__source\">Exemplo ilustrativo. As tarifas do banco que envia e do intermedi\u00e1rio variam e ningu\u00e9m as publica para essa rota; a do Banco Inter \u00e9 a da tabela vigente. Defini\u00e7\u00f5es de OUR, SHA e BEN: guia da mensagem MT103 da SWIFT.<\/p>\n<\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Quanto o Banco Inter cobra para receber do exterior?<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Item<\/th><th>Custo<\/th><\/tr><\/thead><tbody><tr><td>Receber remessa (pessoa f\u00edsica)<\/td><td>Sem tarifa do Inter; o custo est\u00e1 no spread, de 0,4 % a 4 %<\/td><\/tr><tr><td>Devolver ou reenviar ordem para outro banco<\/td><td>50 unidades da moeda (por exemplo, US$ 50)<\/td><\/tr><tr><td>IOF<\/td><td>0,38 % sobre os reais recebidos<\/td><\/tr><tr><td>Se chegar em outra moeda<\/td><td>C\u00e2mbio do banco no fechamento<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Tabela de tarifas do Banco Inter, central de ajuda, consultada em 2 de outubro de 2026 (consultada em 2 de outubro de 2026).<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">O que voc\u00ea precisa saber sobre o Banco Inter<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>O app gera o \u00abcanal banc\u00e1rio\u00bb por moeda, com o banco intermedi\u00e1rio, o banco final e seu IBAN: compartilhe completo.<\/li><li>Antes da primeira opera\u00e7\u00e3o, voc\u00ea assina uma vez o \u00abTermo de ades\u00e3o de c\u00e2mbio\u00bb.<\/li><li>Cada ordem \u00e9 aprovada no app; sem aprova\u00e7\u00e3o, n\u00e3o h\u00e1 cr\u00e9dito.<\/li><li>Acima de US$ 8 mil, pede a invoice; acima de US$ 15 mil, tamb\u00e9m o contrato.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">O que muda para receber no Brasil<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>Para receber dinheiro do exterior em reais, o banco faz uma opera\u00e7\u00e3o de c\u00e2mbio. N\u00e3o \u00e9 mais preciso assinar contrato em papel: voc\u00ea aceita no app.<\/li><li>H\u00e1 IOF de 0,38 % sobre os reais recebidos. O banco ret\u00e9m o imposto.<\/li><li>Antes de fechar, o banco deve mostrar o VET (valor efetivo total): quantos reais voc\u00ea recebe por d\u00f3lar, j\u00e1 com c\u00e2mbio, IOF e tarifas. \u00c9 o n\u00famero para comparar.<\/li><li>O IBAN brasileiro tem 29 caracteres. Todo banco deve fornec\u00ea-lo quando voc\u00ea pedir e aceitar transfer\u00eancias que o usem. Ele aparece no app.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Passo a passo para receber uma transfer\u00eancia na sua conta do Banco Inter<\/h2>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Tenha a conta pronta.<\/strong> O Inter recebe d\u00f3lar, euro, libra, d\u00f3lar canadense e australiano e franco su\u00ed\u00e7o, e credita em reais.<\/li><li><strong>Passe os dados completos<\/strong> ao remetente: SWIFT ITEMBRSP, Banco Inter S.A., seu IBAN (est\u00e1 no canal banc\u00e1rio do app) e seu nome igual ao do banco.<\/li><li><strong>Combine quem paga as tarifas<\/strong> (OUR, SHA ou BEN) para saber quanto deve chegar.<\/li><li><strong>Pe\u00e7a o comprovante do envio<\/strong> (\u00e0s vezes chamado de MT103). Ele serve para rastrear o dinheiro se atrasar.<\/li><li><strong>Feche o c\u00e2mbio.<\/strong> Quando o dinheiro chegar, entre no app do banco, confira o VET e aceite a opera\u00e7\u00e3o: s\u00f3 ent\u00e3o os reais caem na sua conta.<\/li><li><strong>Confira a conta<\/strong> no app ou no internet banking. Se n\u00e3o chegar, fale com o Banco Inter com o comprovante em m\u00e3os.<\/li><\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">Erros que atrasam o dinheiro ou fazem ele voltar<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>Enviar s\u00f3 o SWIFT, sem seu IBAN nem o banco intermedi\u00e1rio.<\/li><li>N\u00e3o aprovar a ordem em \u00abOrdens de recebimento em aberto\u00bb.<\/li><li>Usar o canal banc\u00e1rio de outra moeda.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">E com a Remesas.com?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Se algu\u00e9m te envia do Peru, com a Remesas.com o dinheiro chega por Pix na sua conta no Brasil, em reais e sem c\u00f3digo SWIFT: em at\u00e9 5 minutos depois que recebemos o dinheiro. Veja quanto chega em <a href=\"https:\/\/remesas.com\/remessas-para-brasil\">enviar dinheiro para o Brasil<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Perguntas frequentes<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Como sei o c\u00f3digo SWIFT da minha conta do Banco Inter?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9 o mesmo para todas as contas do Banco Inter no Brasil: ITEMBRSP. N\u00e3o muda conforme sua ag\u00eancia ou cidade.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">O que significa ITEMBRSP?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9 um c\u00f3digo SWIFT ou BIC, que identifica um banco no mundo. ITEM \u00e9 o banco, BR \u00e9 o pa\u00eds (Brasil) e SP \u00e9 a localiza\u00e7\u00e3o. Quando h\u00e1 XXX no final, indica a matriz.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Posso receber d\u00f3lares no Banco Inter?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">O Inter recebe d\u00f3lar, euro, libra, d\u00f3lar canadense e australiano e franco su\u00ed\u00e7o, e credita em reais.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Quanto tempo leva uma transfer\u00eancia do exterior para o Banco Inter?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A ordem chega em at\u00e9 2 dias \u00fateis; quando voc\u00ea aprova a convers\u00e3o no app, o valor \u00e9 creditado em reais at\u00e9 o fim do dia. O trecho anterior depende do banco que envia e dos intermedi\u00e1rios, e pode levar dias \u00fateis.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">C\u00f3digos SWIFT de outros bancos do Brasil<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Veja a <a href=\"https:\/\/remesas.com\/blog\/codigos-swift-bancos-do-brasil\/\">lista completa de c\u00f3digos SWIFT dos bancos do Brasil<\/a> ou o guia de cada banco:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/remesas.com\/blog\/codigo-swift-banco-do-brasil\/\">C\u00f3digo SWIFT do Banco do Brasil<\/a><\/li><li><a href=\"https:\/\/remesas.com\/blog\/codigo-swift-caixa\/\">C\u00f3digo SWIFT da Caixa<\/a><\/li><li><a href=\"https:\/\/remesas.com\/blog\/codigo-swift-santander\/\">C\u00f3digo SWIFT do Santander Brasil<\/a><\/li><li><a href=\"https:\/\/remesas.com\/blog\/codigo-swift-nubank\/\">C\u00f3digo SWIFT do Nubank<\/a><\/li><li><a href=\"https:\/\/remesas.com\/blog\/codigo-swift-btg-pactual\/\">C\u00f3digo SWIFT do BTG Pactual<\/a><\/li><li><a href=\"https:\/\/remesas.com\/blog\/codigo-swift-itau\/\">C\u00f3digo SWIFT do Ita\u00fa<\/a><\/li><li><a href=\"https:\/\/remesas.com\/blog\/codigo-swift-bradesco\/\">C\u00f3digo SWIFT do Bradesco<\/a><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Fontes<\/h2>\n\n\n\n<ul class=\"wp-block-list has-small-font-size\"><li><a href=\"https:\/\/blog.inter.co\/iban-swift-canal-bancario-onde-encontrar\/\">blog.inter.co\/iban-swift-canal-bancario-onde-encontrar\/<\/a><\/li><li><a href=\"https:\/\/blog.inter.co\/codigo-swift\/\">blog.inter.co\/codigo-swift\/<\/a><\/li><li><a href=\"https:\/\/wise.com\/br\/swift-codes\/ITEMBRSPXXX\">wise.com\/br\/swift-codes\/ITEMBRSPXXX<\/a><\/li><li><a href=\"https:\/\/www.xe.com\/swift-codes\/ITEMBRSPXXX\/\">www.xe.com\/swift-codes\/ITEMBRSPXXX\/<\/a><\/li><li><a href=\"https:\/\/ajuda.inter.co\/cambio\/o-que-e-o-canal-bancario\">ajuda.inter.co\/cambio\/o-que-e-o-canal-bancario<\/a><\/li><li><a href=\"https:\/\/ajuda.inter.co\/cambio\/qual-e-o-meu-codigo-iban-e-swift-do-inter\">ajuda.inter.co\/cambio\/qual-e-o-meu-codigo-iban-e-swift-do-inter<\/a><\/li><li><a href=\"https:\/\/ajuda.inter.co\/cambio\/qual-o-prazo-para-receber-uma-remessa-do-exterioroperacao-de-cambio\">ajuda.inter.co\/cambio\/qual-o-prazo-para-receber-uma-remessa-do-exterioroperacao-de-cambio<\/a><\/li><li><a href=\"https:\/\/ajuda.inter.co\/cambio\/como-receber-valores-do-exterior\">ajuda.inter.co\/cambio\/como-receber-valores-do-exterior<\/a><\/li><li><a href=\"https:\/\/ajuda.inter.co\/categories\/cambio\">ajuda.inter.co\/categories\/cambio<\/a><\/li><li><a href=\"https:\/\/ajuda.inter.co\/cambio\/existe-alguma-taxa-para-receber-dinheiro-do-exterior-operacao-de-cambio\">ajuda.inter.co\/cambio\/existe-alguma-taxa-para-receber-dinheiro-do-exterior-operacao-de-cam<\/a><\/li><li><a href=\"https:\/\/ajuda.inter.co\/cambio\/quais-taxas-sao-cobradas-em-uma-operacao-de-cambio\">ajuda.inter.co\/cambio\/quais-taxas-sao-cobradas-em-uma-operacao-de-cambio<\/a><\/li><li><a href=\"https:\/\/www.planalto.gov.br\/ccivil_03\/_ato2007-2010\/2007\/decreto\/d6306.htm\">www.planalto.gov.br\/ccivil_03\/_ato2007-2010\/2007\/decreto\/d6306.htm<\/a><\/li><li><a href=\"https:\/\/www.bcb.gov.br\/estabilidadefinanceira\/exibenormativo?tipo=Resolu%C3%A7%C3%A3o%20BCB&amp;numero=585\">www.bcb.gov.br\/estabilidadefinanceira\/exibenormativo?tipo=Resolu%C3%A7%C3%A3o%20BCB&amp;numero<\/a><\/li><li><a href=\"https:\/\/www.bcb.gov.br\/estabilidadefinanceira\/exibenormativo?tipo=Resolu%C3%A7%C3%A3o%20BCB&amp;numero=277\">www.bcb.gov.br\/estabilidadefinanceira\/exibenormativo?tipo=Resolu%C3%A7%C3%A3o%20BCB&amp;numero<\/a><\/li><li>Consultadas em 2 de outubro de 2026.<\/li><\/ul>\n\n","protected":false},"excerpt":{"rendered":"<p>O c\u00f3digo SWIFT do Banco Inter \u00e9 ITEMBRSP. Se o formul\u00e1rio pedir 11 caracteres, use ITEMBRSPXXX. Com esse c\u00f3digo, seu IBAN (est\u00e1 no canal banc\u00e1rio do app) e\u2026<\/p>\n","protected":false},"author":1,"featured_media":2666,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-2665","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bancos"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>C\u00f3digo SWIFT do Banco Inter: ITEMBRSP<\/title>\n<meta name=\"description\" content=\"O SWIFT do Banco Inter \u00e9 ITEMBRSP. 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